Buy Checklist — Three-Stock Tech Sleeve (DEGIRO) #

Created: 2026-06-27 · Budget: €3,000 · FX assumed: EUR/USD ≈ 1.17 Plan: output/portfolio/three-stock-tech-sleeve-execution-2026-06-26.md · plans: MSFT_plan.json, NFLX_plan.json, PLTR_plan.json

STEP 0 — Pre-flight (do NOT skip) #

• [ ] Verify the cash is actually there and unencumbered (~€3,000 settled in DEGIRO, not pending/frozen). If the amount changed, STOP and rescale share counts before ordering.
• [ ] Check live EUR/USD in DEGIRO — if it has moved materially off 1.17, recompute € costs below.
• [ ] Re-check live prices (MSFT ~$353, NFLX ~$72, PLTR ~$107). If any is >5% off, re-confirm the target ladder math.
• [ ] shr-020 same-day red-flag re-check if it's been >3 days since 2026-06-26 — fast scan: any earnings/news/insider/PT change? (NFLX Q2 is Jul 16, MSFT Jul 29, PLTR ~Aug 4 — make sure you're not buying INTO an unscheduled event.)
• [ ] Confirm DEGIRO order type: whole shares only, USD, limit orders (these are liquid — tight spreads).

TRANCHE 1 — NOW (~€2,303) — the conviction / margin-of-safety names #

Rationale: MSFT (only real Graham MoS) + NFLX (quality at a fair price) are the names you want on regardless of the earnings wall. PLTR (no MoS, most deferrable) waits for T2.

• [ ] Place MSFT limit buy: 5 sh @ ≤ $355.00
• [ ] Place NFLX limit buy: 13 sh @ ≤ $72.50
• [ ] Confirm both fills. Record actual fill price, FX, and fees in the execution thesis (replace the $352.83/$71.56 estimates).
• [ ] Note remaining cash after T1 (~€660 incl. buffer) — earmarked for T2.

TRANCHE 2 — POST-EARNINGS (~€550) — PLTR + optional adds #

PLTR is the sliver with no margin of safety, so you wait for its Q2 print (~Aug 4) rather than buying ahead. The buffer also covers a weakness-add to MSFT/NFLX if either drops without a thesis break (shr-034).

Primary: PLTR — 6 sh @ ≤ ~$108 (~$644 / ~€550)

• [ ] GO after PLTR Q2 (~Aug 4) if no kill condition fired: US-Commercial growth still strong, no guidance cut, SBC not re-accelerating as % of FCF. (Do NOT require a "GO catalyst" — buy unless a KILL condition hit; shr-034 lesson.)
• [ ] DEFER if a kill condition triggered → hold the cash, re-score.
• [ ] Alternatively, if PLTR has run hard into/after earnings (toward $150 TP1), buy a smaller starter or skip — don't chase a no-MoS name.

Optional adds (only if cash remains and a name weakened without a thesis break):

• [ ] NFLX ADD below $70 (alert NFLX-ADD) — average down at wider MoS.
• [ ] MSFT on a dip toward $310–350 (existing MSFT below 350/310 alerts) — deeper MoS on a 15%-grower.

POST-EXECUTION #

• [ ] Update three-stock-tech-sleeve-execution-2026-06-26.md §1 with actual shares/fills/FX/fees and real weights.
• [ ] Confirm the 10 take-profit/add alerts are active (uv run pm watch list → MSFT/NFLX/PLTR-TP*, NFLX-ADD).
• [ ] Decide tracking: keep this sleeve in its own files (current), OR add to the unified ledger via uv run pm graham buy ... if you want it in pm graham list P&L (note: it is a separate tactical sleeve, not the charter Graham book).
• [ ] Monitoring calendar: NFLX earnings Jul 16 · MSFT Jul 29 · PLTR ~Aug 4. Each is a kill-condition check + potential T2/add trigger.

Reminders baked in #

• No price stops — downside is fundamental kill conditions only (per-name in the plan.json files; shr-016/024/charter §7).
• MSFT & NFLX are compounders — TP levels are re-assess, not auto-sell. PLTR you trim mechanically (no MoS cushion).
• This sleeve is β≈1.29, σ≈28% — concentrated tech. The de-risk swap, if ever wanted, is IS3Q (holds ~5% of this exposure, diversified, 0.25% TER).