TX (Ternium S.A.) - Comprehensive Market Data Summary

Data Collected: December 3, 2025 Sources: Finnhub API, yfinance


Company Overview

Field Value
Company Name Ternium S.A.
Ticker TX
Exchange New York Stock Exchange (NYSE)
Sector Basic Materials
Industry Steel / Metals & Mining
Country Luxembourg
Website https://www.ternium.com
IPO Date February 1, 2006

1. Current Price Data (Real-Time)

Metric Value
Current Price $37.68
Previous Close $37.23
Day Change +$0.45 (+1.21%)
Day Open $37.25
Day High $37.76
Day Low $36.90
Bid $37.68
Ask N/A
Volume (Day) 156,332 shares
Average Volume 201,261 shares
52-Week High $38.15 (Oct 28, 2025)
52-Week Low $24.00 (Apr 9, 2025)
50-Day Average $35.91
200-Day Average $31.97

Price Performance

Period Return
5-Day +5.08%
13-Week (3 Months) +13.22%
26-Week (6 Months) +34.76%
52-Week +13.60%
YTD +29.57%

2. Key Financial Metrics

Valuation Ratios

Metric Value Graham Assessment
P/E Ratio (TTM) 12.52 Below 15 - PASS
Forward P/E 5.13 - 9.01 Very attractive
P/B Ratio 0.61 Below 1.5 - PASS
P/S Ratio (TTM) 0.47 Very low - attractive
EV/EBITDA (TTM) 9.05 Reasonable
EV/Revenue (TTM) 0.52 Very low
PEG Ratio 0.02 Extremely low

Graham Number Calculation

Per Share Data

Metric Value
Trailing EPS $2.90
Forward EPS $7.34
Book Value Per Share $61.01
Tangible Book Value Per Share $55.82
Cash Per Share $14.06 (quarterly)
Revenue Per Share (TTM) $80.03

3. Dividend Information

Metric Value
Dividend Yield (TTM) 7.17% - 7.25%
Indicated Annual Dividend $2.70
Dividend Rate $2.70
Payout Ratio 93.1% (yfinance) / 106.8% (Finnhub TTM)
5-Year Dividend Growth Rate 20.9%

Recent Dividend History

Date Amount
2025-05-09 $1.80
2024-11-18 $0.90
2024-05-02 $2.20
2023-11-10 $1.10
2023-05-04 $1.80
2022-11-14 $0.90
2022-05-05 $1.80

Note: High payout ratio (>100% TTM) is concerning - dividend may not be sustainable at current levels without improved earnings.


4. Financial Statements Summary

Market Capitalization & Enterprise Value

Metric Value
Market Cap $7.31 - $7.40 billion
Enterprise Value $77.79 billion
Shares Outstanding 196.3 million
Float 429.5 million shares

Income Statement (Annual - FY2024)

Metric FY2024 FY2023 FY2022 FY2021
Total Revenue $17.65B $17.61B $16.41B $16.09B
Gross Profit $2.89B $3.56B $3.93B $6.20B
Operating Income $1.24B $2.18B $2.80B $5.28B
Net Income -$53.7M $676.0M $1.77B $3.83B
EPS (Basic) -$0.30 $3.40 $9.00 $19.50

Profitability Margins

Metric TTM Annual 5-Year Average
Gross Margin 14.0% 16.4% 25.5%
Operating Margin 5.6% 4.8% 15.8%
Net Profit Margin 3.7% -0.3% 9.4%

Balance Sheet (Most Recent Quarter - Q3 2025)

Metric Value
Total Assets $23.47 billion
Total Liabilities $7.17 billion
Stockholders' Equity $11.98 billion
Total Debt $2.26 billion
Cash & Equivalents $1.32 billion
Net Debt $0.94 billion

Balance Sheet (Annual - FY2024)

Metric Value
Total Assets $23.13 billion
Total Liabilities $7.00 billion
Stockholders' Equity $11.97 billion
Total Debt $2.44 billion
Cash & Equivalents $1.69 billion

Liquidity & Solvency Ratios

Metric Value Graham Benchmark
Current Ratio 2.46 (quarterly) >2.0 - PASS
Quick Ratio 1.40 (quarterly) >1.0 - PASS
Debt-to-Equity 13.86% Very Low - PASS
Long-Term Debt/Equity 12.48% Very Low - PASS
Interest Coverage (TTM) 11.9x >5x - PASS

Cash Flow (FY2024)

Metric Value
Operating Cash Flow $1.91 billion
Capital Expenditure -$1.87 billion
Free Cash Flow $40.7 million
Free Cash Flow (yfinance) -$767.0 million

5. Efficiency & Profitability Metrics

Metric TTM 5-Year Average
Return on Assets (ROA) 2.48% 8.22%
Return on Equity (ROE) 4.86% 13.38%
Return on Invested Capital (ROIC) 4.03% 11.44%
Asset Turnover 0.67x N/A
Inventory Turnover 2.95x N/A
Receivables Turnover 5.87x N/A

6. Recent Earnings (Quarterly)

Quarter Actual EPS Estimate Surprise % Surprise
Q3 2025 $0.10 $0.84 -$0.74 -88.07%
Q2 2025 $1.10 $0.84 +$0.26 +31.12%
Q1 2025 $0.34 $0.65 -$0.31 -47.84%
Q4 2024 $1.43 $0.76 +$0.67 +88.38%

Key Observation: Highly volatile earnings with significant misses and beats. Q3 2025 was a major disappointment.


7. Recent News (November-December 2025)

  1. Nov 1, 2025 - "Ternium S.A. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now" (Yahoo)

  2. Oct 30, 2025 - "Ternium S.A. 2025 Q3 - Results - Earnings Call Presentation" (Seeking Alpha)

  3. Oct 30, 2025 - "Will Usiminas Write-Down and Weaker Outlook Reshape Ternium's (TX) Investment Narrative?" (Yahoo)

  4. Oct 29, 2025 - "Ternium S.A. (TX) Q3 2025 Earnings Call Transcript" (Seeking Alpha)

  5. Oct 28, 2025 - "Ternium Announces Third Quarter and First Nine Months of 2025 Results" (Yahoo)

  6. Oct 15, 2025 - "Do Options Traders Know Something About Ternium Stock We Don't?" (Yahoo)

  7. Oct 5, 2025 - "Ternium: One Of The Best Steel Options Even With Tariffs" (Seeking Alpha)

Key Theme: Q3 2025 earnings significantly missed estimates, with concerns about Usiminas write-down and weakening outlook.


8. Analyst Ratings

Current Consensus (December 2025 - Finnhub)

Rating Count
Strong Buy 4
Buy 9
Hold 6
Sell 1
Strong Sell 0
Total Analysts 20

Consensus Summary (yfinance)

Rating Count
Strong Buy 3
Buy 3
Hold 6
Sell 1
Strong Sell 0
Total 13

Consensus: Moderately Bullish (Buy-leaning)


9. Ownership Structure

Category Percentage
Insiders ~0%
Institutions 16.68%
Float 429.5M shares

Top Institutional Holders (as of Sep 30, 2025)

Institution % Held Shares Value
Lazard Asset Management 2.90% 5.81M $219M
Ninety One UK Ltd 2.20% 4.42M $166M
Donald Smith & Co. 1.87% 3.74M $141M
Schroder Investment Mgmt 1.14% 2.28M $86M
Ninety One North America 0.93% 1.86M $70M

10. Graham-Style Fundamental Analysis Summary

Graham Criteria Checklist

Criterion Requirement TX Value Pass/Fail
Adequate Size Revenue > $2B $17.65B PASS
Strong Financial Condition Current Ratio > 2.0 2.46 PASS
Earnings Stability Positive EPS for 10 years Mixed CAUTION
Dividend Record Uninterrupted dividends 20+ years Yes PASS
Earnings Growth 33%+ growth over 10 years Declining FAIL
Moderate P/E Ratio P/E < 15 12.52 PASS
Moderate P/B Ratio P/B < 1.5 (or P/E x P/B < 22.5) 0.61 PASS
P/E x P/B < 22.5 Graham composite test 7.64 PASS

Net Current Asset Value (NCAV) Analysis

Intrinsic Value Estimates

  1. Graham Number: $63.16 (Current price 40% below)

  2. Book Value Approach:

    • Book Value: $61.01
    • Price/Book: 0.62x
    • At P/B = 1.0: Fair Value = $61.01
  3. Earnings Power Value (using normalized earnings):

    • Normalized EPS (5-year avg proxy): ~$7.50
    • At P/E of 10: Fair Value = $75.00
    • At P/E of 12: Fair Value = $90.00
  4. Dividend Discount Model (simplified):

    • Current Dividend: $2.70
    • Required Return: 12%
    • Assumed Growth: 3%
    • DDM Value: $2.70 / (0.12 - 0.03) = $30.00

11. Risk Factors

  1. Cyclical Industry: Steel is highly cyclical; current downturn in margins and earnings
  2. Earnings Volatility: Q3 2025 massive miss (-88%); unpredictable quarter-to-quarter
  3. Declining Margins: Gross margin compressed from 25% (5Y avg) to 14% (TTM)
  4. Negative FCF: Free cash flow turned negative due to heavy capex
  5. High Payout Ratio: Dividend payout >100% is unsustainable without earnings recovery
  6. Geographic Concentration: Latin America exposure with currency/political risks
  7. Usiminas Write-Down: Recent impairment charges affecting book value

12. Key Strengths

  1. Deep Value: Trading at 0.61x book value and 12.5x earnings
  2. Strong Balance Sheet: Low debt, high current ratio, excellent liquidity
  3. High Dividend Yield: 7%+ yield is attractive for income investors
  4. Analyst Support: Majority of analysts rate Buy or Strong Buy
  5. Recovery Potential: Forward P/E of 5.1x implies significant earnings improvement expected
  6. Market Position: Leading steel producer in Latin America

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Data sources: Finnhub API, yfinance library. Data collected December 3, 2025. Market data may be delayed.